Nowadays, getting a mortgage loan can be very overwhelming. With all the regulations and requirements, even a well-qualified borrower may feel frustrated or discouraged. But, that’s exactly where Gay McPhail has built her reputation – as someone who can get the job done! An industry veteran since 1994, Gay enjoys helping each client understand their options and ensuring a seamless loan process from application to closing. Her experience and expertise working with borrowers with sophisticated needs and complex transactions have proven invaluable to clients. Gay treats all her clients with care and individual attention. They are not just customers; many have become life-long friends.